Minnesota Housing

Minnesota Housing offers a variety of loan programs to help make necessary repairs or updates to your home. They will work with local participating lenders who can answer questions about program eligibility and help you learn about the features of the program. 

Finance Authority 

The Minnesota Housing Finance Agency plays a crucial role in advancing affordable housing opportunities for low- and moderate- income individuals. Established in 1971, it focuses on providing support to homebuyers and renters in Minnesota. 

Rehab Loan Program - RLP

The Rehabilitation Loan Program assists low-income homeowners in financing home improvements that directly affect the safety, habitability, energy efficiency, or accessibility of their home. 

Emergency Loan Program 

The Emergency & Accessibility Loan Program is available for home improvements that address emergency conditions of the home or accessibility needs for a household resident with a disability.

Income Limits 

1 Person $26,100
2 People $29,800
3 People $33,600
4 People $37,300
5 People $40,300
6 People $43,300
7 People $46,200
8 People $49,200
9 People $52,200
10 People $55,200
11 People $58,200
12 People  $61,100